The physical Google Wallet Card was an optional addition to the app which allowed users to make purchases at point-of-sale (in stores or online) drawing from funds in their Google Wallet account, attached debit card account, or bank account.

In September 2017, Google launched its first major payments service outside the United States, in Tez, India. īefore it was discontinued on June 30, 2016, the Google Wallet Card was recognized by the Cirrus network operated by MasterCard (rather than the Plus network operated by Visa). The PIN verifies access to the Wallet app on the user's mobile device. After downloading the app, the user creates a four-digit personal identification number (PIN) for managing everything within their Google Pay account. The Google Pay app is available for free from either Google Play or the App Store. Received money goes to the Google Pay Balance and stays there until the user decides to cash out to a linked account. Users can link up to two bank accounts when the Wallet account is created.

If the recipient also has a Google Pay account, the funds will post to that account directly. The recipient must then link that phone number or email address to a bank account in order to access those funds. To send money, a Google Pay user enters the email address or phone number of the recipient.

Google Pay is structured to allow its patrons to send money to each other. The old Wallet app was rebranded Google Pay Send, before it was discontinued as well in 2020. In 2018, Android Pay and Google Wallet were unified into a single pay system called Google Pay. It allowed people to send and receive money from a mobile device or desktop computer. Google Pay Send, previously known as Google Wallet, was a peer-to-peer payments service developed by Google before its merger into Google Pay. English, French, German, Italian, Portuguese, Spanish

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